Invest the rest of your spare cash

Once you’ve set aside your emergency fund and additional cash for any large expenses on the horizon, you should consider investing the rest.

Invested funds can still be fairly liquid, but the value won’t stay stable like cash. Over the long term, a diversified investment portfolio can be expected to grow above the rate of inflation and above the rate of bank interest, but it will also go down in value at times as well.

With Rosecut, you can invest a lump sum and also invest cash on a monthly basis. This makes sure that you don’t accumulate too much cash again.

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Consolidate and pay off your credit cards before investing

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